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Saturday, September 4, 2010

If not ULIP, then?

It is advisable not to mix investment with insurance. For those who don’t want to go for ULIP's should go for a combination of term plan and investment in MF.

Term plan should be chosen with the life cover of 10 times of once annual income.

Having paid the premium of the term policy, remaining capital should be used to invest in the diversified MF through SIP option to cope with the wild market swings.


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